01
Paycheck routine
Starting balance, minimum buffer, income, bills and leftover are calculated for every pay cycle.
Local-first personal finance
Your paycheck, finally with a plan.
Cashrou turns every pay cycle into a clear routine. Track what came in, what must go out, what stays as a buffer and where every remaining dollar should go.
Built for iPhone first. Cashrou does not connect to your bank or upload your financial records in the current version.
July 2026Current cycle
Paycheck
LEFT OVER$1,435after buffer, income and bills
Starting balance$2,100
Income received✓ $4,250
Bills still to pay$3,415
Allocation plan
Extra debt$750
Savings$450
Built around real pay cycles
Personal finance that starts with what happens next.
Cashrou is designed around the decision people make after every paycheck: keep a safe buffer, pay the bills, then direct the remainder toward debt, investing, savings, emergency reserves or fun money.
What Cashrou does
One practical system for your financial life.
The current app brings paycheck planning, net worth, goals, debt and recurring costs together without relying on a cloud account or bank connection.
02
Paid and unpaid bills
Check off income and bills as they clear, see what remains and keep each month organized.
03
Flexible pay schedules
Weekly, biweekly, semi-monthly and monthly schedules with custom cycles and next-payday calculations.
04
Month history
Browse past, current and upcoming months. New months can carry forward your routine while resetting bill status.
05
Shared finances
Track your percentage of shared accounts and reduce shared bills by reimbursements without counting partner transfers as income.
06
Debt-free projection
Estimate a debt-free month, payoff duration and interest using your chosen payoff method and available budget.
07
Net worth and accounts
Organize assets and liabilities, confirm balances and see how allocations may affect your net worth.
08
Goals and emergency fund
Track custom goals and compare cash on hand with an emergency-fund target based on your expenses.
09
Cash flow and subscriptions
Manage recurring income, bills, subscriptions and business costs from one set of editable records.
A clearer routine
Three steps, every payday.
Cashrou keeps the process simple enough to repeat and detailed enough to make each decision visible.
Confirm what you have.
Start with checking and cash balances, then protect the amount you want to keep untouched as your buffer.
Clear what you owe.
Mark income received and bills paid while Cashrou keeps a live view of what is still outstanding.
Give the rest a purpose.
Allocate the remainder to debt, savings, investments, goals, emergency reserves or a flexible remainder bucket.
Your finances stay close to you.
The current Cashrou build stores its financial records locally on your device. It does not use a Cashrou cloud backend, connect to bank accounts or include advertising tracking.
✓No Cashrou server account in the current version
✓No bank credentials requested or stored
✓Erase local app data from Settings
Privacy by current design
Know exactly where your information lives.
Your profile, accounts, balances, bills, goals and other financial records remain on your device unless you choose to send information to support. Device backups are controlled by your operating-system settings.
Read the full Privacy Policy, review Security Practices or learn how to erase your data.
iPhone first
Build a routine your money can follow.
Cashrou is being prepared for App Store release. Product availability, platform support and features may change before launch.