Know what this paycheck has to cover.
Your pay dates, your expenses, your goals, your debts. Cashrou works out what is free to use between now and next payday, and keeps that one number honest as you spend it.
Plans from $4.99 a month. Yearly plans start with seven days free.
Two minutes on payday. Then you stop thinking about it.
Every paycheck arrives with a list of jobs already attached to it. Cashrou lays that list out in order and shows what is still left to tick.
Three steps, once a paycheck.
Confirm your balances
Cashrou asks what is in each account, or reads it from your bank on Ultra. The plan is built on today rather than on a guess.
Fund what matters
Tick off what this paycheck pays, in the order the dates fall. Then set aside what goes to your goals.
Spend the rest
One free-to-use figure for the days until next payday. When it runs low you know it early, not on the 28th.
One answer first. Three more when you want them.
Every card answers a question you have already asked yourself this week. These are real screens from the app.
Can I spend this, or is it already spoken for?
The cash you are holding, less what this payday still has to pay. What is left is free to use until the next one.
When does this land?
Pick the account the money sits in and a date to reach it by. The bar follows that account, so progress is a balance rather than a note.
Am I actually getting out?
Snowball, avalanche or your own order, every card and loan in one bar that fills as the balance falls.
Where do I stand?
Everything you own against everything you owe, with credit cards, lines of credit and loans each in their own section.
Your payday on the Home Screen. Your reminders behind the bell.
The whole picture, on a bigger screen.
A phone can only show you one thing at a time. On iPad a rail down the side puts every screen one tap away, with the one you are working on beside it.
See your payoff date before you sign up for anything.
Put in your balances, rates and minimums. Snowball against avalanche, which one clears sooner, and what one extra payment a month is worth. No account, no email.
Open the calculator
Start on iPhone or iPad today.
One account, the same numbers on iPhone and iPad, and a Safari extension that sends a subscription from a checkout page.
Your numbers stay yours.
The clearest way to say this is to name both halves. Here is what Cashrou does with your money, and here is what it has no ability to do at all.
What it does
Reads what you enter, and what you connect
Balances, expenses, goals and pay dates you type in, and only what you choose to bring in: a spreadsheet, your bank through Stripe, or Apple Wallet.
Encrypts it in transit and at rest
Everything travels over TLS and is stored encrypted, on our side and on yours.
Locks behind Face ID on iPhone
Turn it on and your iPhone decides who gets to open the plan.
Deletes on request, immediately
Every record goes with the account, in one action.
What it cannot do
Move, send or withdraw money
There is no payment rail in the product. It cannot be misused because it does not exist.
Take a payment on your behalf
Cashrou tells you an expense is due. Paying it stays where it already is, with your bank.
See a bank password
You sign in with your bank, through Stripe. Cashrou never sees the password and cannot move money.
Sell or share your money data
No balance, expense or goal ever leaves for anyone else. Ad measurement gets a hashed name and email, never a figure.
One screen deletes your account and every record attached to it. No support ticket, no waiting period.
Read our security practices →Questions people ask first.
It can, and it never has to. In the United States, setup on any plan can bring your accounts in once from your bank, through Stripe, or from Apple Wallet. Cashrou Ultra keeps those balances and transactions up to date by themselves. Cashrou never sees your bank password and cannot move money. Without a connection you confirm your balances on payday, which takes a minute.
Your next paycheck already has a plan.
You just have not seen it yet. Seven days free on any yearly plan, and cancelling inside the week costs nothing.